Your real hourly rate — accounting for actual working weeks, hours per week, and time off. All math runs in your browser.
A $80,000 annual salary converts to $40.82/hr effective when you work 49 weeks — not the $38.46/hr naive rate that ignores your three weeks of paid vacation.
The naive rate divides your annual salary by 52 weeks and 40 hours per week (2,080 hours). This is the number most salary calculators give you. It ignores the fact that you receive the same annual salary regardless of how many weeks you actually work.
The effective rate divides your salary by the hours you actually work: (52 minus unpaid weeks) times 40. This is the number that matters when you are pricing a consulting engagement or deciding whether a day rate is fair.
| Annual salary | Naive (÷2,080h) | Effective (3 wks off) | Daily rate |
|---|---|---|---|
| $50,000 | $24.04/hr | $25.51/hr | $204/day |
| $60,000 | $28.85/hr | $30.61/hr | $245/day |
| $75,000 | $36.06/hr | $38.27/hr | $306/day |
| $80,000 | $38.46/hr | $40.82/hr | $327/day |
| $100,000 | $48.08/hr | $51.02/hr | $408/day |
| $120,000 | $57.69/hr | $61.22/hr | $490/day |
| $150,000 | $72.12/hr | $76.53/hr | $612/day |
| $200,000 | $96.15/hr | $102.04/hr | $816/day |
Effective rate assumes 3 weeks unpaid (49 billable weeks × 40 hrs). Adjust in the calculator above for your actual time off.
For most salaried employees, vacation, public holidays, and sick days are all paid — your paycheck does not change when you take them. Unpaid weeks matter most for:
Estimates only — not financial or tax advice. Actual take-home pay depends on withholding, deductions, and jurisdiction. Consult a tax professional for personal guidance. Data methodology on our About page.